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US Paycheck Calculator

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See your real take-home pay per paycheck — federal, FICA and state tax for 2026.

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About this tool

A free US paycheck calculator for the 2026 tax year covering all 50 states and DC: enter your gross salary, pay frequency and filing status and see your take-home per check after federal income tax (2026 brackets and standard deduction, IRS Revenue Procedure 2025-32), FICA (6.2% Social Security up to the $184,500 wage base plus 1.45% Medicare), state income tax and employee-paid state programs, with optional 401(k) and HSA pre-tax contributions.

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Frequently asked questions

How much tax comes out of an $85,000 salary in Texas?

Texas has no state income tax, so a single filer on $85,000 in 2026 pays about $9,870 federal income tax and $6,502.50 FICA, taking home roughly $68,628 a year — about $2,639.52 per biweekly paycheck before any 401(k) or HSA contributions.

What is the Social Security wage base for 2026?

The 6.2% Social Security tax applies to the first $184,500 of wages in 2026, while the 1.45% Medicare tax has no cap (an extra 0.9% applies above $200,000 single / $250,000 married filing jointly).

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